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Terms And Conditions

  1. 1. Customers can join the scheme any day of the year.
  2. 2. Existing members can enroll in multiple schemes. But the Plans cannot clubbed with other plans and offers.
  3. 3. KYC (Know Your Customer) verification is mandatory at the time of enrolment. A nominee can also be added.
  4. 4. Monthly installments must be paid on or before the 10th of every calender month.
  5. 5. If your monthly instalment is above 15000/-₹ cash will not be accepted. Payments can be made in cheque, or through online options. If your bill is above ₹1,99,000, you will need to furnish PAN card.
  6. 6. No cash refunds will be made for any reason, under any circumstances.
  7. 7. Late payments will postpone the redemption date.
  8. 8. Rewards and discounts are forfeited if the scheme is discontinued early.
  9. 9. GST, other charges, and making charges (if applicable) must be paid separately.
  10. 10. The redemption date is 30 days after the last successful installment.
  11. 11. 22ct gold coins and biscuits can be purchased only under Ganesh Swarnabhushan plan.
  12. 12. Ganesh Abhushan reserves the right to amend or update the terms and conditions at any time without prior notice.
  13. 13. Ganesh abhushan reserves the right to amend or update the terms and conditions at any time without prior notice.
  14. 14. Kundan, Polki, Electro-formed, Jadau and any other premium jewelry bearing higher making charges will not be given in Swarnabhushan & Kalyanabhushan scheme.
  15. 15. Ganesh Rajatabhushan – Silver Accumulation Plan Terms & Conditions 1. Minimum monthly installment: ₹5,000. 2. Installments must be paid on or before the 10th of every month. 3. Silver will be booked at the prevailing market rate on the date of payment. 4. Redemption is applicable for: * Plain White Silver Articles * Nakash Silver Articles * Silver Coins * Silver Bars 5. No making charges on Plain White Silver & Nakash Silver Articles. 6. Making charges apply on Fancy, 2D, 3D, Antique, Designer and other value-added silver articles as per prevailing rates. 7. This plan is not applicable for Silver Premium Collection, Sterling Silver (925) Jewellery, 92.5 Antique Jewellery, Customized Jewellery, or jewellery studded with stones/CZ. 8. GST and other applicable taxes will be charged as per government norms. 9. Ganesh Abhushan reserves the right to amend the scheme terms without prior notice. Key Highlights ✓ Starts from ₹5,000/month ✓ Same-day silver rate booking ✓ No making charges on eligible Plain White & Nakash Silver Articles ✓ Redeem for Silver Articles, Coins & Bars ✓ Excluded from this plan: Silver Premium Collection, Sterling Silver (925) Jewellery, 92.5 Antique Jewellery, Customized Jewellery & Stone-Studded Jewellery.
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